1. Schalke
2. Arsenal
3. Tottenham
4. West Ham
5. Internazionale
6. Atletico
7. Hanover
8. Ajax
9. Man City
10. Liverpool
11. Celtic
12. Sunderland
13. AC Milian
14. Monchengladbach
15. Newcastle
16. Flamengo
17. Feyenoord
18. Marseille
19. Stuttgart
20. E Frankfurt

Reward/Penalty List

1. Major
2. Medium
3. Minor
4. Medium
5. Minor
6. Medium
7. Minor
8. Major
9. Reward
10. Major
11. Medium
12. Major
13. Reward
14. Minor
15. Medium
16. Minor
17. Medium
18. Minor
19. Medium
20. Major

Basically:
A Minor problem means a player will be suspended for 1 match
A Medium problem means a player will be suspended for four matches
A Major Problem means a player MUST be sold to external
A reward means you either get more money to spend or a player can be bought at a higher rating.

The player to be penalised is selected by the same random draw process using the numbers 2 to 18 and selected from the last round playing and subs list.

Any questions please ask.